Individual Banking Tariff

VAT exclusive	Priority Banking Customer	Non Priority Banking Customer
Issuance fee	Free	Free
Card delivery fee	Free	Free
Annual fee	Free	Free in the first year for all cards VND 50,000 from the second year
Sales slip retrieval fee	100,000 VND	100,000 VND
Card replacement fee	100,000 VND	100,000 VND
Wrong dispute fee	200,000 VND	200,000 VND
FCY transaction fee	3%	3%
Transaction fee @ ATMs
Cash withdrawal
In Vietnam	Free	Free
Overseas (via Visa)	75,000 VND	75,000 VND
Balance Inquiry
With Printing	Free	Free
Without Printing	Free	Free
Fund Transfer
To HLBVN Card	Free	Free
To Non HLBVN Card	Free	Free
Mini Statement	Free	Free
PIN Change	Free	Free
Withdrawal transaction at HLBVN’s ATM of cards issued overseas	80,000 VND

Account
Account opening within Vietnam	Free
Account closure within 12 months of opening	VND300,000
Dormant account fee	VND 50,000/ month: from the 7th month onwards
Current Account
Minimum deposit to open account	VND 500,000 JPY 5,000 FCY 50 (EUR, USD, AUD, GBP, SGD)
Monthly minimum average balance	VND 1,000,000 JPY 10,000 FCY 100 (EUR, USD, AUD, GBP, SGD)
Monthly service fee of account with below minimum average balance	VND 100,000/ account/ month
Savings Account
Minimum deposit to open account	0
Monthly minimum average balance	VND 0 5.000 JPY Other currencies: 50 (EUR, USD, AUD, GBP, SGD)
Monthly service fee of account with below minimum average balance	- For VND account: VND 0 (no fee) - For Foreign Currency account: VND 50,000/ account/ month

Cash Deposits
VND	Free
FCY	Free
Cash Withdrawal
VND	Free
FCY	USD: 0.3% min VND44K FCY: 0.8% min VND110K
Deposit and then withdraw/remit outward within 2 working days	0.05% (max VND3,300,000) applied for amount ≥ VND500Mn

Inward Remittance
Domestic				Free
From overseas		Credit to account HLBVN		Free
		Cash withdrawal in foreign bank notes		0.3% minVND44K - USD 0.8% minVND110K - FCY
Outward remittances
Within HLBVN				Free
Domestic	VND	Over the Counter	Less than VND 500 Million	0.01% (min VND15,000 - max VND100,000)
			From VND 500 Million up	0.015% (max VND500,000)
	Digital Channels (Online/Mobile Banking)		Normal transfer	Free
			Instant transfer (via Napas)	Free
	FCY	Any amount		0.05% (min VND 50,000 - max VND 1,000,000)
Overseas		Any amount		0.15% (min VND100,000 - max4,000,000) + correspondent bank charge (if any): VND650,000 - Free HLBVN charge for education and medical purpose (applied for customers purchasing FCY in HLBVN and maintaining min VND500Mn with min tenor 12M in the bank when doing overseas transaction)
Cancellation/ Amendment of TT
Local payment				VND 50,000 + other bank charges (if any)
Overseas payment				VND 200,000 + VND 200,000 telex fee + overseas bank charges (if any)
Investigation
Local payment				VND 50,000
Overseas payment				VND 300,000 + VND 200,000 telex fee
Other fees
Bulk payment/ Payroll Service (applied to local payment only)				VND 10,000/ payee (min VND 200,000/ list)

General Fees
Card issuance fee	Free
Annual fee	Free
Card re-issuance fee	VND 30,000/card
PIN re-issuance fee	Free
Sales slip retrieval fee	VND 100,000
Dispute investigation fee (For dispute transaction found genuine)	VND 55,000 / transaction
Mini statement
HLBVN's ATMs	Free
Other banks' ATMs in Vietnam (*)	Free
Purchase at POS
VND	Free
Cash withdrawal at ATM
HLBVN's ATMs	Free
Other banks' ATMs in Vietnam (*)	Free
Transfer
HLBVN's ATMs	Free
Other banks' ATMs in Vietnam (*)	Free
Balance enquiry
HLBVN's ATMs	Free
Other banks' ATMs in Vietnam (*)	Free
Pin Change
HLBVN's ATMs	Free
Other banks' ATMs in Vietnam (*)	Free

Monthly statement	VND 20,000/ copy
Request for old statement	VND 50,000/ copy Additional copy: VND 20,000/each
Audit confirmation	VND 200,000/ item
Re-issuance passbook/ Fixed Deposit Receipt	VND 50,000/ copy
Standing instruction (set-up and amendment)	Free
Balance certificate or Account confirmation/ Letter of reference	VND 150,000/ item
Account transaction investigation	VND 100,000/ item

FCY exchange - cash handling	Free
Fax fee (**)	VND 40,000/ page: Domestic VND 100,000/ page: Overseas
Couriers fee	VND 50,000: Domestic VND 50,000 + Actual courier charge: Overseas
Postage fee	VND 30,000/ page: Domestic VND 100,000/ page: Overseas
SWIFT/ Telex fee	VND 100,000: Domestic VND 200,000: Overseas
Account blockage as account holder's request	Free
Document retrieval	VND 200,000/ item/ account
Torn or bad VND notes exchange	Free

Bank confirmation on Copy of Car registration certificate	1st issue in that quarter: free of charge. Additional issue: VND50,000/copy
Bank confirmation on Copy of House Cert of Ownership	VND50,000/copy
Bank confirmation on copy of mortgaged S&P contract	VND100,000/copy One additional copy: VND50,000
Bank confirmation on Loan History and/or Loan Status	50,000 VND/case
Bank retrieval of original security document for Notary purpose if required	VND50,000/copy (1 type of document)
Reissue notice of security registration cancellation	VND100,000/set

Registration fee

Free

Monthly fee

VND 22,000/month (*)

(*) The fee will be charged every 30-day cycle

The tariff is issued by Hong Leong Vietnam Limited (HLBVN) and is effective from 03 September 2018.
All fees are exclusive of 10% VAT (if any) and may be changed from time to time with prior notice.
(*) This service is offered via Napas ATM network including Banknetvn, Smartlink and VNBC member banks' ATM. Please contact our Branches or refer to our website at www.hlbank.com.vn for more information..
(**) It will be treated as having been received by the customer if a correct and complete transmission report is received and at the time of transmission recorded on that transmission report.