Bank Loan Interest Rate

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Loan Interest Rates

 
  • All below interest rates are issued by Hong Leong Bank Vietnam Ltd for reference only. We reserve the right to change interest rates without prior notice, to see here for details.
  • Please call our Call Center at 1900633068 for the latest rate.

1. Housing Loan

1.1 Sub-sales & Personal Secured Loan

Effective date: from 12 March 2024

Prime rate: Learn more

Fixed rate For 1 year
 5.50% p.a.
For 2 years
 6.00% p.a.
For 3 year
 7.50% p.a.
Variable rate
 From 2nd to 4th year
 Prime + from 0.75% p.a. (*)
From 5th year onwards
 Prime + from 0.49% p.a. (*)

(*) Subject to Terms and Conditions

1.2 Early Repayment Fee

Scheme

Early Repayment Fee

  

Y1

Y2

Y3

 Y4  Y5 onward

Period for fixed rate

3%

2%

1%

 0.5% 0%

2. Auto Loan

2.1 Auto Loan

Effective date: from 13th December 2023

Prime rate: Learn more

 

Period

 From 300mil VND
Fixed rate
 Fixed for 1 year

7.60% p.a.
Fixed for 2 years
 8.60% p.a.
Variable rate
 From 2nd to 3rd year
 Prime + from 0.99% p.a. (*)
From 4th year onwards
 Prime + from 1.69% p.a. (*)

(*) Subject to Terms and Conditions

2.2 Early Repayment Fee

Scheme

Early Repayment Fee

Y1

Y2

Y3

 Y4 

Period for fixed rate

3%

2%

2%

 0%

3. Fixed Deposit Loan (FDL)

Effective date: From 26th April 2024

FDL Secured by foreign currency Less than VND 2bio From VND 2bio
Secured by USD From 0.90% p.a.

From 0.70% p.a.
Secured by AUD From 4.00% p.a.

From 3.80% p.a.
Secured by EUR
 From 3.60% p.a.
 From 3.30% p.a.
Secured by GBP
 From 2.50% p.a.
 From 2.20% p.a.