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Loan Interest Rates
- All below interest rates are issued by Hong Leong Bank Vietnam Ltd for reference only. We reserve the right to change interest rates without prior notice, to see here for details.
- Please call our Call Center at 1900633068 for the latest rate.
1. Housing Loan
1.1 Sub-sales & Personal Secured Loan
Applicable duration: Loan application is disbursed from 12 December 2024 to 31 January 2025
Prime rate: Learn more
| Duration and loan purpose | First year | 2nd year | 3rd year | 4th year | 5th onward | |
| Fixed for 1 year | 6.00% p.a. or 6.20% p.a. for loan amount less than VND 3billion |
Prime Rate* (-) 0.75% p.a | Prime Rate* (+) 0.49% p.a |
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| Fixed for 2 years | For acquiring real estate in projects according to the list of projects empaneled by HLBVN | 6.20% p.a. or 6.35% p.a. for loan amount less than VND 3billion |
Prime Rate* (-) 0.75% p.a | |||
| For acquiring house with certified ownership | ||||||
| Refinancing | ||||||
| For house construction/ renovation, and other purpose | 6.45% p.a. or 6.70% p.a. for loan amount less than VND 3billion |
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| Fixed for 3 years | 7.20% p.a. or 7.75% p.a. for loan amount less than VND 3billion |
Prime Rate* (-) 0.75% p.a | ||||
The minimum loan tenor must be from 05 years (60 months) and the minimum approved loan amount must be from VND400 million, otherwise, normal lending rate of HLBVN will be applied.
(*) Prime Rate will be rate promulgated by HLBVN from time to time
1.2 Early Repayment Fee
| The 1st year | The 2nd year | The 3rd year | The 4th year | 5th onward |
3% prepaid amount |
2% prepaid amount |
1% prepaid amount |
0.5% prepaid amount |
0% prepaid amount |
2. Auto Loan
2.1 Auto Loan
Effective date: from 13th December 2023
Prime rate: Learn more
| Duration | 1st year | 2nd year | 3rd year | 4th onward |
| Fixed for 1 year | 7.60% p.a. | Prime Rate* + 0.99% p.a. | Prime Rate* + 1.69% p.a. | |
| Fixed for 2 years | 8.6% p.a. | Prime Rate* + 0.99% p.a. | ||
The minimum loan tenor must be from 04 years (48 months) and the minimum approved loan amount must be from VND300 million, otherwise, normal lending rate of HLBVN will be applied.
(*) Prime Rate will be rate promulgated by HLBVN from time to time
2.2 Early Repayment Fee
| The 1st year | The 2nd year | The 3rd year | 4th onward |
3% prepaid amount |
2% prepaid amount |
2% prepaid amount |
0% prepaid amount |
3. Fixed Deposit Loan (FDL)
Effective date: From 12 Dec 2024
| FDL Secured by foreign currency | Less than VND 2bio | From VND 2bio |
| Secured by USD | From 1.25% p.a. | From 1.15% p.a. |
| Secured by AUD | From 5.50% p.a. | From 5.30% p.a. |
| Secured by EUR |
From 5.80% p.a. |
From 5.60% p.a. |
| Secured by GBP |
From 3.90% p.a. |
From 3.70% p.a. |
1.2 Early Repayment Fee