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Loan Interest Rates
- All below interest rates are issued by Hong Leong Bank Vietnam Ltd for reference only. We reserve the right to change interest rates without prior notice.
- Please call our Call Center at 1900633068 for the latest rate.
Housing Loan
Sub-sales & Personal Secured Loan
Effective date: from 16th May 2021 - 31st July 2022
Prime rate: Learn more
Period |
From 400mil VND |
|
| Fixed rate |
For 1 year |
6.19% p.a. |
| For 2 years |
7.69% p.a. |
|
| For 3 years |
7.99% p.a. |
|
| Variable rate | Up to 4th year |
Prime - 0.31% p.a. |
| From 5th year onwards |
Prime + 0.69% p.a. |
Auto Loan
Effective date: from 01st June 2021 - 30th August 2022
Prime rate: Learn more
Period |
From 300mil VND |
|
| Fixed rate |
For 1 year |
7.29% p.a. |
| For 2 years |
7.59% p.a. |
|
| For 3 years |
8.19% p.a. - individual customers 8.49% p.a. - corporate customers |
|
| Variable rate | From 4th year onwards | Prime + 1.70% p.a. |
Fixed Deposit Loan (FDL)
Effective date: From 08 Feb 2022
| FDL Secured by foreign currency | Less than VND 3bio | ≥ VND3bio & ≤ VND6bio | More than VND6bio |
Secured by USD (Fixed 6 months/12 months) |
4.30% p.a. | 4.20% p.a. |
4.10% p.a. |
Secured by AUD (Fixed 6 months/12 months) |
4.50% p.a. | 4.40% p.a. |
|
Secured by GBP/EUR (Fixed 6 months) |
4.60% p.a. | 4.60% p.a. |
4.60% p.a. |
Variable rate:
| Housing loan and PSL | Up to 4th year |
Prime - 0.36% p.a. |
| From 5th year onwards |
Prime + 0.69% p.a. |
|
| Auto loan | From 4th year onwards | Prime + 1.19% p.a. |
After the period for fixed rate, the variable rate shall be applied
*Prime Rate: please visit here
Early Repayment Fee
Scheme |
Early Repayment Fee |
||||
Y1 |
Y2 |
Y3 |
Y4 onward |
||
Period for fixed rate |
6 months |
3% |
2% |
2% |
0% |
12 months |
3% |
2% |
2% |
0% |
|
24 months |
3% |
2% |
2% |
0% |
|