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Loan Interest Rates
- All below interest rates are issued by Hong Leong Bank Vietnam Ltd for reference only. We reserve the right to change interest rates without prior notice, to see here for details.
- Please call our Call Center at 1900633068 for the latest rate.
1. Housing Loan
1.1 Sub-sales & Personal Secured Loan
Applicable duration: Loan application is disbursed from 15 May 2025 to 31 July 2025
Prime rate: Learn more
| Duration and loan purpose | First year | 2nd year | 3rd year | 4th year | 5th onward |
| Fixed for 1 year | 6.30% p.a. | Prime Rate* (-) 0.75% p.a | Prime Rate* (+) 0.25% p.a | ||
| Fixed for 2 years | 6.60% p.a. | Prime Rate* (-) 0.75% p.a | |||
| Fixed for 3 years | 6.90% p.a. or 6.70% p.a. For disbursed amount from VND 3.5billion or refinancing |
Prime Rate* (-) 0.75% p.a | |||
The minimum loan tenor must be from 05 years (60 months) and the minimum approved loan amount must be from VND400 million, otherwise, normal lending rate of HLBVN will be applied.
(*) Prime Rate will be rate promulgated by HLBVN from time to time
1.2 Early Repayment Fee
| The 1st year | The 2nd year | The 3rd year | The 4th year | 5th onward |
3% prepaid amount |
2% prepaid amount |
1% prepaid amount |
0.5% prepaid amount |
0% prepaid amount |
2. Auto Loan
2.1 Auto Loan
Effective date: from 13th December 2023
Prime rate: Learn more
| Duration | 1st year | 2nd year | 3rd year | 4th onward |
| Fixed for 1 year | 7.60% p.a. | Prime Rate* + 0.99% p.a. | Prime Rate* + 1.69% p.a. | |
| Fixed for 2 years | 8.6% p.a. | Prime Rate* + 0.99% p.a. | ||
The minimum loan tenor must be from 04 years (48 months) and the minimum approved loan amount must be from VND300 million, otherwise, normal lending rate of HLBVN will be applied.
(*) Prime Rate will be rate promulgated by HLBVN from time to time
2.2 Early Repayment Fee
| The 1st year | The 2nd year | The 3rd year | 4th onward |
3% prepaid amount |
2% prepaid amount |
2% prepaid amount |
0% prepaid amount |
3. Fixed Deposit Loan (FDL)
Effective date: From 14 July 2025
| FDL Secured by foreign currency | Less than VND 2bio | From VND 2bio |
| Secured by USD | From 1.10% p.a. | From 1.00% p.a. |
| Secured by AUD | From 4.20% p.a. | From 4.10% p.a. |
| Secured by EUR |
From 5.13% p.a. |
From 5.03% p.a. |
| Secured by GBP |
From 4.00% p.a. |
From 3.80% p.a. |
4. Interest Calculation Formula
Interest Amount = (Actual Balance × Actual Number of the remained Days × Interest Rate) / 365