HLBVN - Interest Rates | Loan - Personal Banking

Loan Interest Rates

 
  • All below interest rates are issued by Hong Leong Bank Vietnam Ltd for reference only. We reserve the right to change interest rates without prior notice.
  • Please call our Call Center at 1900633068 for the latest rate.

Housing Loan

Sub-sales & Personal Secured Loan

Effective date: from 16th May 2021 - 31st July 2022

Prime rate: Learn more

 

Period

From 400mil VND
Fixed rate
For 1 year

6.19% p.a.

For 2 years
7.69% p.a.
For 3 years
7.99% p.a.
Variable rate Up to 4th year
Prime - 0.31% p.a.
From 5th year onwards
Prime + 0.69% p.a.

Auto Loan

Effective date: from 01st June 2021 - 30th August 2022

Prime rate: Learn more

 

Period

From 300mil VND
Fixed rate
For 1 year

7.29% p.a.

For 2 years
7.59% p.a.
For 3 years

8.19% p.a. - individual customers

8.49% p.a. - corporate customers

Variable rate From 4th year onwards Prime + 1.70% p.a.

Fixed Deposit Loan (FDL)

Effective date: From 08 Feb 2022

FDL Secured by foreign currency Less than VND 3bio ≥ VND3bio & ≤ VND6bio More than VND6bio

Secured by USD

(Fixed 6 months/12 months)

4.30% p.a.

4.20% p.a.

4.10% p.a.

Secured by AUD

(Fixed 6 months/12 months)

4.50% p.a.

4.40% p.a.


4.30% p.a.


Secured by GBP/EUR

(Fixed 6 months)

4.60% p.a.

4.60% p.a.

4.60% p.a.

Variable rate:

Housing loan and PSL Up to 4th year
Prime - 0.36% p.a.
From 5th year onwards
Prime + 0.69% p.a.
Auto loan From 4th year onwards Prime + 1.19% p.a.

After the period for fixed rate, the variable rate shall be applied

*Prime Rate: please visit here

Early Repayment Fee

Scheme

Early Repayment Fee

Y1

Y2

Y3

Y4 onward

Period for fixed rate

6 months

3%

2%

2%

0%

12 months

3%

2%

2%

0%

24 months

3%

2%

2%

0%