Home improvement
Construct or improve your living space to make it warm and fully equipped with amenities
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Competitive Interest Rates
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No Collaterals Required
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Simple and Quick Process
KEY BENEFITS
Competitive interest rates
Fixed interest rate from 15% p.a., applied to the reducing balance throughout the loan's term
Flexible loan terms
Flexible loan tenors ranging from 12 to 60 months are available to match your financial needs
Maximum loan amount
Enjoy personal loans from VND 30 million to VND 500 million
Ready for all you needs:
Vehicle purchase
Unlock new meaningful journeys with family and friends
Education
Invest in knowledge and growth with high quality education
Travel
Explore domestic and international destinations and cultures
Healthcare
Get peace of mind with access to the best healthcare products and services for yourself and your family
Personal expenses
Do more and stay ahead with the freedom to pursue what you desire
Target customers
Vietnamese citizens aged 18 to no more than 60 (male) or 55 (female) at the end of the loan term.
Have signed a fixed-term employment contract of 1 year or more and have a net income of VND 10 million/month.
Customers with documents proving residency in Hanoi, Ho Chi Minh City, or Binh Duong, and working in Hanoi or Ho Chi Minh City.
Documents required
Personal Identification: National Identity Card
Repayment Source: Labor Contract, salary account statements, and other documents as instructed by Hong Leong Bank (if applicable).
Capital Utilization Plan
Loan Purpose
Loan process
Step 1: Loan conditions and required supporting documents are understood.
Step 2: Application and supporting documents are prepared as instructed.
Step 3: Application is appraised and results are notified
Step 4: Loan agreement is signed by both parties.
Step 5: Disbursement
For full terms and conditions, click here:
Unsecured Personal Loan Calculator
*The information shown is indicative and for illustration only.
Estimated Monthly Installments (VND)
Loan tenor
Interest rate
Based on your high commitment, you are not eligible for our minimum loan amount of 27881005 dong.
1. What is an Unsecured Personal Loan at Hong Leong Bank?
This is a product that helps you solve financial worries by meeting your spending requirements immediately without requiring collateral.
2. What loan purposes are accepted for application?
The loan must be funded for purposes that serve actual living needs such as paying for personal expenses, home repairs, purchasing household items, buying a motorbike, paying for education or medical treatment, etc.
3. When registering for a Personal Loan, do I need to prove my employment?
You need to prove that you have at least 12 months of work experience and have been in your current job for at least 3 months.
4. How much of my monthly income can I use to pay for a Personal Loan?
You can use no more than 60% of your monthly income to pay for monthly loan repayments.
5. What factors determine the Unsecured Personal Loan interest rate?
The interest rate may vary for each loan and/or customer depending on the customer's financial capacity, credit history, and a number of other indicators stipulated by the Bank.
6. How will the Unsecured Personal Loan amount be disbursed?
The Unsecured Personal Loan amount will be disbursed into your Payment Account at Hong Leong Bank Vietnam.
7. Can I make partial early repayments of the loan?
Currently, Hong Leong Bank's Unsecured Personal Loan product does not support partial early repayment.
8. What is the fee for full early repayment of an Unsecured Personal Loan?
Borrowers are allowed to make full early repayments of the remaining loan amount with an early repayment fee of 3% in the first 3 years and free early repayment from the 4th year onwards.
9. How do I make monthly Unsecured Personal Loan repayments?
Customers will pay a fixed monthly amount (including principal and loan interest) throughout the loan term, in which the loan interest is calculated on the actual reducing balance. Deposit cash or transfer the fixed monthly payment amount into your Payment Account at Hong Leong Bank for it to automatically make repayment.
If you have any further questions about the Unsecured Personal Loan package, please contact the Hotline 1900 633 068 or leave your information for the earliest support.